Cyberpunk 2077 Expensive level of Life insurance Mod
A mod for Cyberpunk 2077 has added life insurance to the game, meaning that instead of dying the player just comes back to life Grand Theft Auto style.
Created by 3nvy (via PCGamesN), the “death alternative” mod is currently available on Nexus mods. It aims to create multiple new death scenarios, instead of just having the player reload a save upon death. The in-universe Trauma Team are now offering the player a Silver, Gold, or Platinum package for when their health drops to zero.
As the mod is still in its early stages, the only scenario right now is to buy a life insurance package from the Trauma Team building. You have 3 available packages: Silver, Gold, and Platinum, each with its own perks and prices.
By activating a life insurance package, every time you die, you will be asked if you want the Trauma Team to revive you, or if you just want to die and go back to the old native death scenario of reloading a previous save. Activating the life insurance package doesn’t cost any money, but you will be required to have enough money to revive on that package when you die, or the Trauma Team will cancel your insurance and you will have to die the old way.
Once you successfully revive, Trauma Team will place you in a Hotel Room until you fully recover from your injuries, and you are then free to roam the streets of Night City again
The life insurance packages can be activated by looking at any of the main doors of the trauma team building (check video)
The mod is still in its early stages, but a feature adding debuffs to the player when they die – with the selected level of life insurance dictating the type and time of said debuff – is planned. Another idea is to potentially have the player go through an alternative scenario if they have no life insurance, with 3nvy writing “I’m thinking about waking [up] in the trash outside night city, with all your equipment stripped and possibly a quest to get your gear back.”
Trauma Team is a corporation in the Cyberpunk universe that specialises in premium medical services. The corporation automatically bills patients as soon as they order paramedical assistance, so this mod feels quite on brand.